M-Banking or Electronic Wallets

I don't have any knowledge regarding this topic.

• What are they?
• How do they work?
• How can you create one

http://www.technologyreview.com/news/427178/battle-of-the-electronic-wallets/
http://www.gpayments.com/pdfs/GPayments_eWallet_Whitepaper.pdf
http://www.investorwords.com/1681/electronic_wallet.html
http://www.google.com/wallet/how-it-works/index.html

What I learned:

• with the electronic you can carry all your cards credit, debit,etc. on your phone and access them whenever you want
• you can also have an account with your wallet information so that if you are going to buy an app on your phone you do not have to re-enter all your information but instead it automatically charges the game to the card you entered
• smart phones with special chips that can transmit credit card information and receive store offers.
•  this wallet also enables you to buy thing online you just have to look for the button that enables you to pay with your Google Wallet.
• only 2% of the phones have the chip that enables them to pay
• the technology used to enable this kind of technology is called NFC: near-field communication
• only 25 of the top 100 U.S Retailers are set up to accept this payment type.
• purchases you make online are backed up by their fraud protection policy (Google Wallet). 

It connects to me because my phone has this technology and I have a Google Wallet account., I have used this account various times to buy apps I want but I didn't know you could buy with it in online stores.

Will this type of technology strive, succeed?
Will all retailers/stores want to acquire the technology to enable their costumers to use this technology?

Stanford
Northeastern
Vassar
Tufts
Florida State



3.3 - 3.64, 3.72, n/a, n/a: i am very low i need to improve.

	Stanford	Northeastern	Vassar	Tufts
trait 1	it is in california	it is in boston	it has sororities	3.64 GPA
trait 2	very big campus	large campus	it is in New York	surroundings: large city
trait 3	very good installations(stadiums,etc,)		Major: Economics,general	Engineering/Industrial Management: major
trait 4	advanced placement credit		Meal services available	Industrial Engineering
trait 5	Engineering/Industrial Management: major		has honors/academics	coed residence halls
trait 6	coed residence halls		tennis	fraternities/sororities
trait 7	social fraternities/ sororities		soccer	Mens Soccer

Google Day 4

3 Goals:
Work on App:

I found this very useful website that lets create your own app, although you have to use social accounts for this page http://mobilecp.conduit.com, this enables you to create an app that is made of Social feed pages (Instagram, Facebook, Twitter).

Available Markets:
although the app was free to create, to put it in a market still costs money, the cheapest one is Android Market which costs 25 dollars to upload.

Creation:
our app was created it is online due to our lack of profit, but with some donors it will be in at least one market place (apple, android, windows).

next class: work on presentation

Google Day 3

3 Goals:

•  Work on the app: we were unable to find a website that was really useful to build the app we wanted. also some of the websites we chose or entered were way to advanced for us to be able to understand them. maybe when we learn more about coding and developing software we can comeback and understand these complex sites, and then be able to create the game that we wanted. http://www.rarewire.com/rw/ this is an app creating site that was way to complex for me to create an app it involved coding and developing knowledge which i do not have.
• Ways to put it in an app market: we discovered that either way we lose money if we want to upload our app to any market well first you must pay to have the developer program, and then if we acttually make any profit out of the app they take like 20-30% of the profit we make. and all the other programs that said we didnt have to pay take 50% of the profit we make. so either way we end up losing a lot of money.http://www.appdesigner.com/apps/,  https://developer.apple.com/programs/ios/
• software of an app: to develop the software of an app is the most difficult part and for this we had to enter the developer program of either mac or android and we had to buy, plus only a developer who has knowledge about this can make this software and we don't posses that knowledge  https://developer.apple.com/programs/ios/